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Rancho Santa Margarita Real Estate

Things to Avoid After Applying for a Mortgage
09/16/2019
Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage

Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who wil...

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]
04/12/2019
Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Some Highlights: The average down payment for first-time homebuyers is only 6%! Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate! 88% of property managers raised their rents in the last 12 months! The average credit score on approved loans continues t...

Preparing to Spring Forward [INFOGRAPHIC]
03/08/2019
Preparing to Spring Forward [INFOGRAPHIC]

Preparing to Spring Forward [INFOGRAPHIC]

Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ of your competition! Spring brings two...

The Housing Market Will “Spring Forward” This Year!
03/04/2019
The Housing Market Will “Spring Forward” This Year!

The Housing Market Will “Spring Forward” This Year!

Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market.

One More Time… You Do Not Need 20% Down to Buy a Home
02/05/2019
One More Time… You Do Not Need 20% Down to Buy a Home

One More Time… You Do Not Need 20% Down to Buy a Home

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.

Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]
01/07/2019
Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]

Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]

Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on Investment (ROI). Minor bathroom renovations can go a long way toward improving the quality of your everyday life and/or impressing pote...

Check out these numbers...
12/10/2018
What If I Wait A Year to Buy a Home?

Check out these numbers...

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates.

Baby Boomers are Downsizing, Are You Ready to Move?
10/17/2018
Baby Boomers are Downsizing, Are You Ready to Move?

Baby Boomers are Downsizing, Are You Ready to Move?

For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame?

How Does the Supply of Homes for Sale Impact Buyer Demand?
10/01/2018
How Does the Supply of Homes for Sale Impact Buyer Demand?

How Does the Supply of Homes for Sale Impact Buyer Demand?

The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Con...

If You’re Considering Selling, ACT NOW!!
01/28/2018
If You’re Considering Selling, ACT NOW!!

If You’re Considering Selling, ACT NOW!!

Definitely an aggressive headline. However, as the final data on the 2017 housing market rolls in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME! How did we finish 2017? New-home sales were at their highest level in a decade. Sales of previous

Buying A Home Is More Affordable Than Renting In 54% Of US Counties
01/22/2018
Buying A Home Is More Affordable Than Renting In 54% Of US Counties

Buying A Home Is More Affordable Than Renting In 54% Of US Counties

According to ATTOM Data Solutions’ 2018 Rental Affordability Report, “buying a median-priced home is more affordable than renting a three-bedroom property in 240 of 447 [or 54% of] U.S. counties analyzed for the report.” For the report, ATTOM Data Solutions compared recently released fair mark...

What Impact Will the New Tax Code Have on Home Values?
01/20/2018
What Impact Will the New Tax Code Have on Home Values?

What Impact Will the New Tax Code Have on Home Values?

Every month, CoreLogic releases its Home Price Insights Report. In that report, they forecast where they believe residential real estate prices will be in twelve months. Below is a map, broken down by state, reflecting how home values are forecasted to change by the end of 2018 using data from th

Thinking of Selling? Now is the Perfect Time
01/15/2018
Thinking of Selling? Now is the Perfect Time

Thinking of Selling? Now is the Perfect Time

It is common knowledge that a great number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is whether or not that will be a good strategy this year. The other listings that do come out in the sp

We need more homes to sell to all our buyers...visit: www.MyHomeSoldforMORE.com
01/11/2018
The Impact of Tight Inventory on the Housing Market

We need more homes to sell to all our buyers...
visit: www.MyHomeSoldforMORE.com

The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures and short sales) have fallen to their lowest points in years. It seems that the market will continue t

Housing Prices are NOT Heading for Another Crash
12/21/2017
Housing Prices are NOT Heading for Another Crash

Housing Prices are NOT Heading for Another Crash

As home values continue to increase at levels greater than historic norms, some are concerned that we are heading for another crash like the one we experienced ten years ago. We recently explained that the lenient lending standards of the previous decade (which created false demand) no longer exist.

Why Getting Pre-Approved Should Be Your First Step
12/11/2017
Why Getting Pre-Approved Should Be Your First Step

Why Getting Pre-Approved Should Be Your First Step

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualifi

The Cost of NOT Owning Your Home
11/27/2017
The Cost of NOT Owning Your Home

The Cost of NOT Owning Your Home

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “In reality, buying or renting a home is an int

Thinking of Selling? You Should Do It TODAY!!
10/16/2017
Thinking of Selling? You Should Do It TODAY!!

Thinking of Selling? You Should Do It TODAY!!

That headline might be a little aggressive; however, as August 2017’s housing market data begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME TODAY! In a recent article by CBS News, they explained that the number of existing home sales

Millionaire to Millennials: Buy a Home Now!
10/10/2017
Millionaire to Millennials: Buy a Home Now!

Millionaire to Millennials: Buy a Home Now!

In a CNBC article, self-made millionaire David Bach explained that “the single biggest mistake millennials are making” is not purchasing a home because buying real estate is “an escalator to wealth.” Bach went on to explain: “If millennials don’t buy a home, their chances of actually having any

Should I Buy a Home Now? Or Wait Until Next Year? [INFOGRAPHIC]
09/29/2017
Should I Buy a Home Now? Or Wait Until Next Year? [INFOGRAPHIC]

Should I Buy a Home Now? Or Wait Until Next Year? [INFOGRAPHIC]

Some Highlights: The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 4.4% by next year. CoreLogic predicts home prices to appreciate

5 Reasons to Sell This Fall
09/18/2017
5 Reasons to Sell This Fall

5 Reasons to Sell This Fall

Here are five reasons listing your home for sale this fall makes sense.1. Demand Is StrongThe latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and

Housing Inventory Hits 30-Year Low
08/10/2017
Housing Inventory Hits 30-Year Low

Housing Inventory Hits 30-Year Low

Spring is traditionally the busiest season for real estate. Buyers, experiencing cabin fever all winter, emerge like flowers through the snow in search of their dream home. Homeowners, in preparation for the increased demand, are enticed to list their house for sale and move on to the home that will

U.S. Housing Inventory Hits a New Low… List Your House TODAY!
07/24/2017
U.S. Housing Inventory Hits a New Low… List Your House TODAY!

U.S. Housing Inventory Hits a New Low… List Your House TODAY!

Every summer, families across the country decide if this will be the year they sell their current house and move into their dream home. Mortgage rates have hovered around 4% for all of 2017, forcing buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW!! At the

Thinking of Selling? You Should Act NOW!
07/18/2017
Thinking of Selling? You Should Act NOW!

Thinking of Selling? You Should Act NOW!

If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell somethin

The Cost of Renting vs. Buying in the US [INFOGRAPHIC]
06/26/2017
The Cost of Renting vs. Buying in the US [INFOGRAPHIC]

The Cost of Renting vs. Buying in the US [INFOGRAPHIC]

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%), the choice becomes obvious. Every mark

The Importance of Home Equity in Retirement Planning
06/23/2017
The Importance of Home Equity in Retirement Planning

The Importance of Home Equity in Retirement Planning

We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Resear

#1 Reason to List Your House for Sale, NOW!
05/30/2017
#1 Reason to List Your House for Sale, NOW!

#1 Reason to List Your House for Sale, NOW!

If you are debating listing your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale  The National Association of REALTORS’ (NAR) Chief Economist Lawrence Yun recently commented on the inventory: “Last month’s dip in closings

3 Reasons the Housing Market is NOT in a Bubble
05/15/2017
3 Reasons the Housing Market is NOT in a Bubble

3 Reasons the Housing Market is NOT in a Bubble

With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago. Last decade, demand for housing was artificially prop

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!
05/08/2017
Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!

If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramati

Don’t Let Your Luck Run Out [INFOGRAPHIC]
03/17/2017
Don’t Let Your Luck Run Out [INFOGRAPHIC]

Don’t Let Your Luck Run Out [INFOGRAPHIC]

Some Highlights: The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac predicts that interest rates will increase to 4.8% by this time next year, while home prices are pred

30902 Clubhouse Dr UNIT 17F, Laguna Niguel, CA 92677 | Zillow
03/15/2017
30902 Clubhouse Dr UNIT 17F, Laguna Niguel, CA 92677 | Zillow

30902 Clubhouse Dr UNIT 17F, Laguna Niguel, CA 92677 | Zillow

For sale: $439,900. GOURGEOUS LAGUNA NIGUEL TOWNHOME/CONDO WITH GOLF COURSE, LAKE, MOUNTAINS AND PEEK-A-BOO OCEAN VIEW. FULLY UPGRADED! KITCHEN HAS GRANITE COUNTERS, TRAVERTINE FLOORS, DESIGNER CABINETS AND BRAND-NEW GAS RANGE. BERBER CARPET IN LIVING ROOM AND BEDROOMS. THIS IS AN AMAZING OPPORTUNIT...

Address

23832 Rockfield Blvd, # 125
Lake Forest, CA
92630

Telephone

(949) 290-5004

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