10/13/2026
Sometimes I can't believe this is ours.
I was thinking about making a similar post and filming. But I honestly won't be able to without being emotional. I find as I get older the emotional stuff comes out so much easier.
Is this really ours though? When we closed on our home the paperwork showed a payment of $1120. You dont think about how that can change year to year when you did nothing to change it yourself. Our payment now is $1520 per month. Home owners insurance when we first made our purchase was $1200 annually and now it is $3680 annually. Our HI just renewed last week so this is fresh on my mind. Taxes have gone up minimally since 2020. To my surprise.
I say again... is it actually ours? I feel like we are about to be priced out of being able to afford our home, let alone keeping a farm going.
I get we are blaming inflation but have we looked at the net revenue for these companies that are making it harder and harder for people to afford a home. Or afford to rent because a landlord now has to pay more for insurance? Our HI has gone up almost 300% since 2020. Anyone's income gone up that much since 2020?
The company we are insured with, had a net revenue of $50.5 billion dollars in 2025. $50.218 billion in 2024, $49.4 billion in 2023. I think we see a pattern. If you do not understand revenue, that is their top line. Figured after all expenses. They are getting billions in revenue, I have never made a claim on our home, "inflation isn't that bad anymore" (per our government and main stream media), and I can't get a break from my homeowners insurance going up $500 or more a year, every year? Yes, I search for new insurance every year. This year and last, we are already with the cheapest option.
Wether my business is doing well or not this is just insanity. So is it ours? Is this the American dream? Being forced into the corporate job market because that is how we can afford to live? Will there be small businesses for much longer? Or will only the large corporations backed by vanguard, blackrock, and state street corp survive. And we wonder why the regular American is struggling...
It feels like a system designed to keep us from trying to live a more sustaining life. I honesty don't know how much more I can take.
Some things have happened over the last couple weeks that have made me think a bit differently. And as of right now, I am 99% sure I will not be renewing my website for January 2027.
I'm tired. I'm tired of fighting. I wish I could go back to my corporate mindset — things were more simple then. I climbed that ladder so high and so fast, we were so comfortable. And I have so much guilt for taking that from us — especially now that I am considering this a failure. And no matter what Josh says, I will always blame myself for that.
Thanks for reading if you have read this far. I don't know what the future holds for me. I feel lost without a purpose.
So, I say one last time, is it really ours?