08/05/2026
Save this: smart money moves for your first month as a homeowner 💛🏡 Closing is done — now let's protect the investment. The stuff nobody hands you a checklist for: 💰 File your homestead exemption (real money, every year) 🛡️ Shop your home insurance — don't just auto-renew 🔧 Start a maintenance fund: about 1% of your home's value a year 🧾 Keep every receipt — improvements raise your tax basis 📋 Get a home warranty for that first year of surprises 🏦 Ask your lender when PMI falls off 🏛️ Appeal your tax assessment if the number looks high Buying in Rocklin soon? I walk every client through all of it — comment MONEY and I'll send my full new-homeowner guide.
