Paul Johnston Presidential Mortgage, NMLS# 525741

05/27/2026

Why keep paying rent on the space your business depends on? 🏢📈
With our Owner-Occupied Commercial Real Estate Loan Program, business owners can purchase or refinance their own commercial property and start building long-term equity instead of writing monthly rent checks.

Designed for professional offices, medical practices, contractors, warehouse users, and more, this program offers flexible financing with local decision-making, no required deposit relationship and loan amounts up to ~$1M w/ flexible options.

Your business works hard—your property should too.
📲 Let’s see if owning your space makes sense for you.

05/26/2026

🏡 Sellers are becoming more realistic this spring. While many still want top dollar, more are offering concessions, pricing more strategically, and negotiating to get deals done.

With inventory rising and homes taking longer to sell, buyers may have more opportunities to negotiate closing costs, rate buydowns, and favorable terms.

Whether you’re buying or selling, the right financing strategy matters more than ever in today’s market. Let’s talk about your options.

05/25/2026

This Memorial Day, we take a moment to pause—not just to remember, but to truly reflect on the lives given in service to our country.
Their sacrifice is the foundation of the freedoms we experience every day, and it’s something we will never take for granted.

05/22/2026

5.0 star review received on Experience.com for Paul Johnston by Misty M - Paul was fantastic to work with! My buyer client had several hiccups that Paul had to navigate and fires he was able to put out; somehow he managed to get the deal done on time. I cannot express how amazed I was he was able to keep everything on track.

05/22/2026

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/21/2026

Your DTI might be the number you didn’t know mattered… until now. 👀
If you’re thinking about buying your first home, understanding your debt-to-income ratio is key to knowing what you can afford.
Good news? You may qualify for more than you think. Let’s break it down.

05/20/2026

🍿 Grab the popcorn, because the housing market drama continues. But while others are waiting on the sidelines, prepared buyers are stepping in with confidence. That’s where our Buyer’s Edge Pre-Approval comes in 🏡🔥

With a fully underwritten pre-approval, buyers can strengthen their offers, move faster when the right home hits the market, and stand out in competitive situations. In today’s market, strategy matters, and being prepared can make all the difference. 🔑

05/20/2026

5.0 star review received on Experience.com for Paul Johnston by Ashley S S - Paul made this process super easy. He kept us well-informed and provide helpful advice throughout the process. He always responded quickly to any calls, texts or email. Our pre-apprvoal was done quickly and he coordinated well with our realtors, title companies and underwriters. He recommended loans that were based on our goals. He made us feel prioritized making the process smooth and easy!

Click to see all 250 reviews of Paul Johnston , VP, Mortgage Branch Manager | NMLS 525741

05/19/2026

The Smithsonian’s National Museum of American History has officially opened its landmark “In Pursuit of Life, Liberty & Happiness” exhibition in celebration of the 250th anniversary of the Declaration of Independence.

The exhibit reflects on the evolving American Dream — and for many families, homeownership continues to be a meaningful part of that story. 🏡✨

Helping people achieve stability, build equity, and create a place to call home is something we’re proud to be part of every day.

05/18/2026

The housing market continues to evolve — and opportunities still exist for buyers who are prepared.

Fannie Mae’s latest forecast points toward continued housing activity, even in today’s elevated rate environment. With the right strategy and guidance, buyers are still finding ways to make homeownership happen.

Whether you're ready to buy now or simply exploring your options, now is a great time to start the conversation.

05/15/2026

Mortgage rates creeped higher during the week May 15, 2026, as both wholesale and consumer inflation jumped. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.