06/24/2026
If you are going to a bank to cash your check, please ask the teller if they are going to put a “Hold” on the funds BEFORE you sign it!! Most entities, including Glacier Family Foods, that are not a bank, that do cash checks as a “courtesy” will NOT cash a check that is pre-endorsed (signed outside of their view). There are many reasons for this. Mainly because the risk increases significantly that the check has been mobile deposited, among other risks. Normally there are very strict policies against cashing a pre-endorsed check, and you might not get it cashed. You may have to go back to your bank and wait for the hold to expire if you sign the check before the banker tells you they are putting a hold on the funds. Please find below information on Federal Regulation-CC Funds Availability Compliance, as well as information on how long a bank can hold your check, what an Exception/Extended Hold is, and why they put any kind of hold on your check.
The Federal Reserve Board of Governors in Washington DC.