Neelam Shrestha

10/14/2026

U.S. Builder Sentiment Hits 12-Month Low
Navigating the shifting landscape of new home construction has always been part of my work here along the Colorado Front Range, and the latest data offers some important context for buyers and sellers alike. In late Q3, builder sentiment fell to its lowest point in a year, with the builder-confidence index dropping 3 points to 32. Current sales conditions slipped to 35, and six-month sales expectations edged down to 37. While prospective buyer traffic held steady at 23, more builders responded by adjusting their approach: 38% cut prices and two-thirds offered incentives, up from 63% earlier in the quarter.

Mortgage applications for new-home purchases have now declined for five consecutive months as average 30-year rates remain in the high-6% range. Larger builders are increasingly using builder-paid rate buydowns to help buyers secure below-market mortgages—an approach that helps sustain sales without relying solely on widespread price reductions. With 30-year rates hovering near 7% in late Q3, two leading housing forecasters anticipate these higher rates could persist through 2027.

Whether you’re considering a new build or evaluating your options in our local market, understanding these trends is key to making confident decisions. My focus remains on guiding clients with clarity and care—ensuring you have the insight and advocacy you need, every step of the way.

10/14/2026

If you could spend a week anywhere in the world, where would you go?

10/14/2026

✨ Growth rarely happens inside your comfort zone. ✨

The goals worth pursuing often require taking a chance, embracing uncertainty, and doing things that feel uncomfortable at first.

Whether it's starting something new, making a big decision, or taking the first step toward a dream, progress begins when you're willing to move beyond what's familiar.

The comfort zone feels safe, but growth happens just beyond it.

What's one thing you're working toward right now that requires a little courage?

10/13/2026

तपाईंको घरको सबैभन्दा बढी इक्विटी भएका राज्यहरू
Let’s connect and talk about the latest insights in the industry!

10/13/2026

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10/13/2026

Home buyers, take a look at this home. There's a lot to like!

Beautifully maintained, move-in ready 2-bedroom, 3-bath townhome featuring tasteful finishes throughout. Each bedroom offers its own private ensuite bath, providing comfort and privacy. All appliances are included for added convenience. Enjoy outdoor living on the private rear patio, perfect for rel...

10/13/2026

Olive green is serene and sophisticated. It's a classic color to get in your home!

10/13/2026

Upsizing your home doesn't always mean stretching your budget to the limit. 🏡📈

With the right strategy, it's possible to gain more space while keeping your finances on track.

Here are three ways to make upsizing more affordable:

💰 Know your true budget: Look beyond the purchase price and factor in monthly payments, property taxes, insurance, utilities, and maintenance so you can shop with confidence.

📍 Expand your search area: Exploring nearby communities may give you more space and features for the same budget.

🔑 Use your current home's equity wisely: If you've built equity in your existing home, it may provide a larger down payment and reduce the amount you need to finance.

Upsizing isn't just about buying a bigger house. It's about finding a home that better fits your lifestyle while making a smart long-term financial decision.

Ready for more space? Let's explore your options and create a plan that helps you move up without overextending your budget.

10/12/2026

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10/12/2026

U.S. Housing Supply Reaches a Six-Year High
This past Mid-Q3 brought a notable shift in the U.S. housing market: new listings rose by about 3% month-over-month, marking the highest level in more than four years, and total homes for sale increased by roughly 4% to a six-year high. Despite these gains in inventory, buyer demand remained steady—pending sales were unchanged, closed sales dipped about 1%, and home prices reached a new period record as mortgage rates hovered near 7%.

More homeowners decided to list their properties as the pressure of rate lock-in eased and life circumstances prompted moves. Sellers also adapted to a slower pace, giving buyers more opportunities to compare options. By Mid-Q3, nearly 60% of homes sold below their original asking price, which meant buyers had more leverage to negotiate on price, repairs, or closing costs—or to walk away if the fit wasn’t right.

For those able to purchase, this environment offered more room to find the right home and negotiate favorable terms, even with higher costs and steady demand. Drawing on over 22 years of experience in the Colorado Front Range, I see parallels in our local market—opportunities exist, but strategic decisions and clear guidance matter more than ever. If you’re navigating a move, I’m here to help you weigh your options and move forward with confidence.