05/31/2026
As we head into our graduates heading towards their future lives as independents and breaking away from the safety of their parents safe spaces, they have a lot of questions that need serious adult like conversations. I have said many times—college is not for everyone, military is not for everyone, working in the family business is not for everyone just like about anything in life that offers independence of a child maturing into adulthood. Importantly, one very appropriate question keeps being asked—is college worth it? And the answer is—it depends. There is going to be a huge amount of debt on the shoulders of the college graduate and it is so hard for a child to wrap their heads around the numbers since they have been coddled all of their life up to the point of asking that question. I will answer that question with a question—how hard is the child willing to work after graduating from college to repay that debt? And another question—is the career after college a profitable one? If your child wants to go to college in art or history and wind up with a debt of nearly $200,000 and a job that barely keeps them at poverty, college is not worth it no matter how hard they are willing to work. We all know the careers that are profitable—engineering, medical, legal, accounting, architecture, etc…. Physical education, art, food service, animal husbandry, music appreciation, are not profitable so it is not worth it. The child does not get to go to college and get into a non profitable curriculum and demand to get paid the same as a high demand profitable curriculum. That is not the way it works. Saying but I don’t like math, science,….is not on the table. Just because they don’t like something will have no effect on the question—Is college worth it? They can throw a temper tantrum and scream out—That is not fair. But folks, no one ever said life is fair. If the graduating senior does not like the profitable curriculums and they won’t commit to themselves to work hard in that career to pay back the loans in four to seven years, then the answer is easy for them—college is not worth it. There is something out there that will work for them but college is not it. Please have this discussion with your graduating seniors. The sooner they walk away when it is not a fit, the better off they will be as they move into adulthood. There is always time to go back and go to college. Dont let them destroy their lives on day one, it is your responsibility as their parents to help get them pointed in the right direction so don’t let them down. They may still make their bad decisions but you need to know that you at least tried to help them shed light on their early life decisions.