10/15/2026
Turning 65 doesn’t necessarily mean you have to leave your employer health plan and enroll in Medicare right away.
If you’re still working, you may have decisions to make about Medicare and your employer coverage — and factors like your employer’s size, prescription drug coverage, HSA contributions and your spouse’s coverage can all come into play.
Before making a change, understand how your current benefits work with Medicare and what deadlines may apply to you.