07/31/2026
DO YOU KNOW WHAT YOUR EQUINE MEDICAL PLAN REALLY PAYS?
With 80/20 co-insurance, the insurer pays 80% of covered expenses. You are responsible for the other 20%—and your deductible still applies.
On a $10,000 colic surgery:
• With co-insurance: You pay $2,500
• Without co-insurance: You pay $500
That’s a $2,000 difference on one claim.
Don’t compare medical plans on price alone. Ask about options with no co-insurance. We represent multiple carriers with no co-insurance options.
Evan Kaplow
📱 914-438-6354
📧 [email protected]
Coverage is subject to policy terms, conditions, exclusions and limits. EquineHealth HorseHealth ColicSurgery EquineVeterinary EquestrianBusiness ProtectYourHorse KnowYourCoverage